Insights
Investor insights from Finresi.
Plain-spoken articles on how real estate debt works, what our platform protections actually do, and how to decide which way of investing fits your goals.
InsightsSeptember 10, 2026
How Finresi Vets Borrowers and Properties: A Look Inside Our Underwriting Checklist
Finresi evaluates every borrower and property across five core underwriting domains before a loan reaches investors. Here is how that process controls real estate debt investment risk from the start.
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InsightsSeptember 10, 2026
The Finresi Platform Explained: From Account Setup to Your First Monthly Return
Finresi gives accredited investors access to first lien real estate debt with monthly distributions targeting 8-12% annualized returns. This guide covers every step from account setup to your first payment.
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InsightsSeptember 9, 2026
First Lien vs. Second Lien Debt: Which is Right for Your Portfolio?
First lien debt offers senior repayment priority and lower risk, while second lien debt delivers higher yields in exchange for subordinated exposure. Knowing which position fits your portfolio starts with understanding how the capital stack actually works.
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InsightsSeptember 9, 2026
Investing in Real Estate Debt with a Self-Directed IRA (SDIRA): The Definitive 2026 Guide
Interest income from real estate debt is taxed as ordinary income, costing high earners up to 37% federally. A Self-Directed IRA can defer or eliminate that tax, potentially adding hundreds of thousands to long-term wealth.
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InsightsSeptember 8, 2026
How Real Estate Debt Stacks Up Against Corporate Bonds in 2026
In 2026, private real estate debt is generating 8–12% yields on senior secured positions, outpacing investment-grade corporate bonds by a significant margin. This guide compares mechanics, risk, liquidity, and tax treatment across four competing asset classes.
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InsightsSeptember 8, 2026
REITs vs. Direct Real Estate Debt Notes: Which Is Better for Consistent Income?
Real estate debt notes sit senior in the capital stack, delivering fixed contractual interest backed by recorded liens. REITs offer liquidity but variable distributions tied to property valuations and board discretion.
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InsightsSeptember 7, 2026
How to Start Investing in Real Estate Debt: A 5-Step Guide for Accredited Investors
Real estate debt investing lets accredited investors earn fixed returns secured by physical property, without owning or managing it. This five-step guide covers everything from confirming accredited status to evaluating loan-level collateral.
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InsightsSeptember 7, 2026
Understanding Loan-to-Value (LTV): The Key Metric for Real Estate Debt Investors
Loan-to-value ratio is the most critical metric for real estate debt investors, revealing how much equity cushion protects your principal. Learn how LTV is calculated and why the valuation method used matters as much as the percentage itself.
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InsightsSeptember 4, 2026
Real Estate Debt vs. Equity Investing: A 2026 Risk-Return Analysis
Real estate debt offers fixed, collateral-secured returns while equity delivers variable upside tied to appreciation. This 2026 analysis breaks down the risk, return, and liquidity differences every accredited investor needs to know.
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Getting StartedAugust 16, 2026
Notes vs. Fund: Which Is Right for You?
Finresi offers two ways to invest: hand-picked individual notes or the diversified Finresi Fund 1. Here is how to choose between them.
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PlatformAugust 15, 2026
Understanding Principal Protection
Principal Protection is one of the features investors ask about most. Here is what it is, what it does, and what it does not promise.
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FundamentalsAugust 14, 2026
What Is Real Estate Debt Investing?
Real estate debt puts you in the lender's seat instead of the owner's. Here is how it works, and why accredited investors use it for monthly income.
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